Credit Risk Team Lead

Singapore Permanent View Job Description
Credit Risk Team Lead in corporate, institutional and SME banking
  • Leading banking and financial services group
  • Competitive base salary with bonus and long term incentives plan

About Our Client

Our client is a well-established banking entity within a group of financial services firms, recognised for its focus on innovation and excellence. With a substantial presence in Singapore, it provides a range of banking and financial solutions to its diverse client base.

Job Description

● Lead credit risk management for non-retail portfolios (corporate, institutional, and SME) across regional markets, ensuring alignment with Group risk appetite and standards.

● Develop, implement, and maintain credit risk policies, frameworks, and underwriting standards suitable for diverse regulatory environments across the region.

● Review and approve complex and large credit proposals, ensuring appropriate structuring, collateralization, and sectoral risk mitigation.

● Monitor portfolio performance and concentration risks across industries and geographies, conducting regular stress tests and scenario analyses.

● Ensure compliance with regional regulatory requirements while maintaining consistency with Group-wide risk governance and Basel standards.

● Provide consolidated reporting and insights on portfolio trends, risk drivers, and early warning signals to regional senior management and Group committees.

● Partner with business teams across countries to balance growth opportunities with prudent credit discipline, driving consistency in credit decision-making.

● Contribute to the enhancement of internal rating models, sector risk frameworks, and credit risk systems to reflect regional market conditions.

● Mentor and guide in-country risk professionals, promoting knowledge sharing and capability development across markets.

The Successful Applicant

● Bachelor's degree in any quantitative field: Finance, Economics, Accounting, or related discipline; postgraduate qualifications or certifications (CFA, FRM, CPA) preferred.

● Minimum 8years of experience in banking credit risk management, with strong exposure to corporate and institutional clients.

● Proven expertise in credit analysis, financial modeling, and portfolio risk management across multiple industries.

● Strong understanding of regional regulatory environments and cross-border credit risk governance, as well as Basel III/IV and IFRS 9 standards.

● Experience in managing regional or multi-jurisdictional credit portfolios, with ability to navigate varying market conditions and regulations.

● Demonstrated ability to engage with senior management, regulators, and business partners across different countries. Proficiency in risk management systems and analytical tools; familiarity with SQL, Python, or SAS is an advantage.

● Strong leadership skills with experience in developing and mentoring teams across multiple markets.

● High integrity, critical thinking, and strategic judgement in balancing business growth with sound risk management.

What's on Offer

  • Competitive base salary with variable bonus and long term incentive options
  • Comprehensive benefits package tailored to support your professional and personal needs.
  • Opportunity to work within a leading bank in Singapore.
  • Potential for career advancement within the banking and financial services sector.



If you are passionate about credit risk management and are eager to contribute to a thriving organisation, we encourage you to apply.

Contact
Gavin Teo (Lic No: R1328332 / EA No: 18S9099)
Quote job ref
JN-052026-7019819
Phone number
+65 6416 9835

Job summary

Function
Banking & Financial Services
Specialisation
Risk Management
What is your area of specialisation?
Financial Services
Location
Singapore
Contract Type
Permanent
Consultant name
Gavin Teo (Lic No: R1328332 / EA No: 18S9099)
Consultant contact
+65 6416 9835
Job Reference
JN-052026-7019819

Diversity & Inclusion at Michael Page

We don't just accept difference - we celebrate it. We encourage applicants from all backgrounds to apply for this role and are committed to building inclusive, diverse workplaces where everyone can thrive. If you require any support or reasonable adjustments during the recruitment process, please let us know.