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Credit Manager (SME Banking)

International Permanent View Job Description
We are working with a reputable financial institution that provides cross-border and working capital financing solutions to SMEs across the region. The Credit Manager will be responsible for conducting credit assessments, underwriting financing proposals, and ensuring sound portfolio management standards in line with the bank's credit and risk policies.
  • Drive SME growth through smarter credit decisions.
  • Shape regional trade finance with your credit expertise.

About Our Client

Our client is a global financial group with deep expertise in trade and supply chain finance. It's Singapore platform focuses on enabling SME clients to access structured financing that supports business growth, trade expansion, and liquidity optimisation. The organisation offers a strong governance culture, international exposure, and long-term career development within a collaborative environment.

Job Description

  • Conduct credit screening and due diligence on new and existing SME clients, analysing financial statements and external credit data.
  • Prepare comprehensive credit proposals and risk assessments, recommending appropriate credit limits and terms.
  • Manage credit insurance limits and internal exposures, ensuring alignment with risk appetite and policy standards.
  • Monitor post-lending performance, including payment trends, covenant compliance, and early warning indicators.
  • Support the enhancement of credit processes, reporting, and audit readiness across the credit function.

The Successful Applicant

  • At least 7 years' experience in SME credit underwriting within a bank or financial institution.
  • Solid understanding of trade finance, receivables finance, or working capital lending.
  • Proven ability to work independently, prioritise effectively, and collaborate across business and risk functions.
  • Strong analytical and presentation skills, with sound risk judgment.



What's on Offer

This role offers the opportunity to be part of a growing regional banking platform with strong institutional backing and a stable governance framework. You will gain broad exposure to cross-border SME and trade finance lending, working alongside experienced professionals in a collaborative and fast-paced environment. The organisation provides a structured career path, regional visibility, and the chance to contribute to meaningful business growth. A competitive salary and performance-based rewards are offered in recognition of experience and results.

Contact
Devan Nanthacumar (Lic No:R1871442 / EA no:18S9099)
Quote job ref
JN-102025-6867897
Phone number
+65 6416 9879

Job summary

Function
Banking & Financial Services
Specialisation
Risk Management
What is your area of specialisation?
Financial Services
Location
International
Contract Type
Permanent
Consultant name
Devan Nanthacumar (Lic No:R1871442 / EA no:18S9099)
Consultant contact
+65 6416 9879
Job Reference
JN-102025-6867897

Diversity & Inclusion at Michael Page

We don't just accept difference - we celebrate it. We encourage applicants from all backgrounds to apply for this role and are committed to building inclusive, diverse workplaces where everyone can thrive. If you require any support or reasonable adjustments during the recruitment process, please let us know.